Reviving finances, reclaiming stability

Expert NPA & Stress Asset Recovery

Empowering rural futures

Microfinance via BC Channels in Unbanked Villages

Individiual Loan

Empowering dreams with personalized support

Company Introductions

Kevalya Financial Services Pvt Ltd.

"Kevalya Financial Services Pvt Ltd is a Sanskrit term, meaning 'different from others.' Our model aims to establish a comprehensive cashless Business Correspondent (BC) system, with a primary focus on rural and unbanked villages across India, particularly in Jharkhand, Bihar, Assam, Uttar Pradesh, Odisha, and Madhya Pradesh. Kevalya Financial Services was incorporated on June 22, 2023, under the Companies Act, 2013 (18 of 2013)."

Experience

Having 17 years of sound experience from Microfinance

Managed AUM of more than 1700cr.


Team

Managed a large team of more than 2k team members with 350+ branch network.

Having good contacts with SROsappointed by RBI & regulatorybodies.



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Kevalya Financial Services Pvt Ltd Offering

Our Services

NPA/Stress assets collection:

"Efficiently reclaiming financial health by expertly managing NPAs and stressed assets, fostering stability and growth for a resilient economy."

Microfinance business under BC channel at rural & unbanked villages:

"Driving financial inclusion in remote corners. Our microfinance initiatives via BC channels empower rural areas, fostering economic progress and empowerment."

Offering loans and insurance through a top bank/NBFC partnership

"Expanding horizons through trusted partnerships. Offering diverse financial services as a premier bank/NBFC partner, securing dreams and mitigating risks seamlessly."

Individiual Loan

"Individual loans for homes (mortgages) or cars provide financial aid. Mortgages span 15-30 years; car loans, 3-7 years, both with varying interest rates and terms."

Core Values

"Kevalya Financial Services Pvt Ltd embodies a robust ethical framework. Our values—transparency, honesty, empathy, commitment, innovation, and trust in a higher power—drive our integrity, compassion, goal-oriented dedication, growth, and belief in a holistic path to success."

Transparency
(With the Partners, with the employee & Clients.)

Commitment
(Time bound implementation towards our goals)

Innovation & Acceptability
(unlocking new opportunities)

Trusted Company

How Kevalya will work

As a trusted partner of a leading bank/NBFC, we offer a range of financial services, including individual loans and insurance solutions, ensuring comprehensive support for your financial needs.


  • Kevalya will work on JLG model consisting of 5 to 10 members in each group.
  • It will offer individual loans (MEL/SME) for different segments of customers.
  • Printed leaflets will be distributed with a bunch of services during village surveys.
  • Scanner will be printed on the loan card for cashless payment, and we will educate customers before disbursement.
1

Kevalya will provide adequate training to all ground forces in order to build healthy
relationship with NPA Clients.

2

Kevalya team will educate NPA clients about CB & benefit of good CIBIL score

3

Kevalya team will help customers for Income Generating Activities & market linkeage, by provide adequate training.

4

A separate training team will be there to educate those customers. A polite but regular follow up will be there to ensure their repayment

5

A dynamic & experienced leadership team will be there to monitor the daily activity of ground team.

6

Strong MIS team will be there to track the repayment of NPA customers and they will share the data with the management team.


Our Advisors

Our Advisors

It is a popular Tax Consultancy company of North East. Mr Susanta Tribedi has started the organization in a small manner & it's become a popular organization in NE.

Mr. Susanta Tribedi MD & CEO of Accounts & Tax Services

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Empower your business journey with Kevalya Financial Services Pvt Ltd